Paying off debt requires sacrifice.
As the saying goes, you can’t eat your cake and have it, too. It’s hard to make progress paying off debt if you’re spending money on things you can’t afford.
And let’s face it: when you’re facing down five-figures of student loan debt, you can’t afford a heck of a lot.
Of course, we need to spend some money. We still need to eat, to have a roof over our heads, to have clothes to wear. Those aren’t exactly optional expenses.
But many are. And those deserve careful analysis.
We have trimmed our budget significantly as part of our debt-free journey. At this point, most of our budget lines are essentials.
Most. Not all.
There are some things we choose to spend on for not other reason than because we enjoy them.
For me, the occasional Starbucks drink is one of those things