• HOME
  • ABOUT
  • WORK WITH ME
  • DISCLAIMER
    • PRIVACY POLICY
  • CONTACT

Our Bill Pickle

real life with (very) real debt

Five personal finance confessions

April 27, 2022

Welcome to another edition of personal finance confessions — a totally irregular recap of how I'm managing my money lately.

Welcome to another edition of personal finance confessions — a totally irregular recap of how I’m managing my money lately.

This is my fourth confessions post. Here are the others: one | two | three.

This round features five confessions. Much like the first three posts, calling these confessions is likely a little dramatic.

Here we go.

Continue Reading

Posted by Tara Leave a Comment
Filed Under: Lifestyle Tagged: confessions, debt-free journey, financial goals, intentional spending, personal finance, student loans

Repaying the student loan: an update

November 25, 2021

Paying off the student loan has been our top financial priority over the last few years. But lately, we have slowed our progress. This is why.

Repaying the student loan has been our top financial priority for the last few years.

Like many others, we started our adult lives in the red. Our $65K-ish starting debt wasn’t entirely student loans. We had a couple small credit cards, a car loan and a credit line balance from a previous vehicle, too.

But the majority of that $65K — close to $48K — came in the form of student loans.

While I can’t deny student loans made it possible to finance an education that has opened a lot of doors for us, I also won’t pretend they are not the actual bane of my existence.

I want these loans gone. And we’ve put a lot of work (and money) into making that happen.

Until recently.

Lately, we’re less focused on the student loan. In fact, for the better part of 2021, we’ve only made minimum payments. This has slowed down our progress significantly.

But it’s OK. And today, I want to talk about why.

Continue Reading

Posted by Tara Leave a Comment
Filed Under: Debt Tagged: Canada student loans, debt, debt-free journey, student loan, student loans

Where I’ve been (and where I’m heading) – a life update

September 2, 2021

A lot has changed over the last six months at Our Bill Pickle. This life update talks about where I've been (and where I'm going).

How does one even begin writing a life update covering a six-month span where their life completely changed?

Hello. It’s been a while — certainly longer than I intended.

When I hit publish on my last post, I did not anticipate it would take me so long to get back to this space. If you go by that date, it’s been more like five months, but most of that post was written in advance. Realistically, it’s been closer to six months since I actually sat down to write.

That’s wild to me considering I kept a pretty consistent twice-weekly schedule for almost two years.

But a lot has changed. Life today looks very different than it did at the beginning of 2021.

And while I am hopeful things will be a little less chaotic coming into the end of the year, some of the events are going to continue impacting my life and this blog.

Here’s a glimpse at where I’ve been and where I’m heading.

Continue Reading

Posted by Tara 2 Comments
Filed Under: Lifestyle Tagged: Baby J, debt-free journey, emergency fund, homeownership, life update, parenthood, RESP, student loans

Five personal finance confessions

December 3, 2020

Personal finance confessions is my irregular recap of things you might not know about how I'm managing our money. Here's the Q4 2020 recap.

Welcome to another edition of personal finance confessions — a totally irregular recap of things you might not know about how I’m managing my money lately.

This is my third confessions post — you can find the first two here and here.

This round features five confessions (although much like the first two posts, I still think calling them personal finance confessions is a bit dramatic).

Here we go.

Continue Reading

Posted by Tara Leave a Comment
Filed Under: Lifestyle Tagged: confessions, debt-free journey, financial goals, intentional spending, personal finance, student loans

Hi, I’m Tara!

Welcome to Our Bill Pickle, a Canadian personal finance blog. Here, we share the good, the bad and the ugly about real life with (very) real debt.

Socials

Search

Recent Posts

  • Five personal finance confessions
  • February budget forecast (+ other notes)
  • It feels like we’re moving backwards

Categories

  • Budgeting
  • Debt
  • Guest Posts
  • Lifestyle
  • Monthly Budget Updates
  • Personal Finance Discussions
  • Reviews

Archives

© 2019 Our Bill Pickle
Powered by WordPress & Genesis