real life with (very) real debt
How would I spent a stimulus cheque?
Over the last few weeks, there has been a lot of discussion about the American government’s economic stimulus package. Both in the blog world and on social media, I’ve read a lot of different accounts from individuals about how they’ve spent or plan to spend the money.
Reading these accounts made me wonder: what would I do with an extra $1,200?
After spending some time thinking about it, here’s what I can up with.
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How should we spend our tax refund this year? It’s a question I find myself asking every spring as I finish keying in our slips and receipts and prepare to netfile.
It’s nerdy, but I really enjoy doing our taxes. I started doing ours three years ago and while there was a small learning curve, I’m glad I took the time to work through it. I still have to look things up sometimes, but for the most part, I feel pretty confident filing our taxes on my own.
But let’s be honest: my favourite part of doing my taxes is spending the refund.
Here’s how we spent our 2019 refund.
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When it comes to our budget, I run a fairly tight ship.
A lot of this has to do with my personality. I am a goal-driven person and that impacts the way I approach our finances. Most of the time, this is a good thing.
Other times, it’s can be a little problematic – especially when Jeff and I disagree on a financial matter.
This does not happen often and I am grateful for this because…well, who likes to disagree with their spouse?
That said, it’s not always a bad thing to disagree with your spouse – as long as you’re committed to seeing it through to a resolution. Disagreement can lead to discussion, and discussion can lead to stronger, better ideas.
For example, discussion over a disagreement was what led to the creation of a line that has made a huge difference in our budget: the personal allowance line.
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