mastercard Archives - Our Bill Pickle

Found a lost credit card? Here’s what to do

October 10, 2019

Found a lost credit card? Here is exactly what you should do next.

Found a lost credit card and wondering what to do with it?

This is a situation I found myself in recently. As a person who has lost a credit card before, I knew leaving it on the ground was not an option, but I was not sure what I was supposed to do.

In the same boat? Here’s the story of what I did and why.

Three reasons to have accounts at multiple institutions

July 18, 2019

Three reasons to have multiple bank accounts at different financial institutions

For many years, I did all my banking at Royal Bank of Canada.

I’ve been with RBC for the better part of 20 years. I opened my first account — a savings account — when I was 10 years old. My client account looks a lot different today than it did then, with more products added and, for the most part, a bigger balance.

RBC has been good to me over the years. So why do I now have multiple bank accounts at multiple financial institutions?

There are a few reasons.

My Tangerine Money-Back Credit Card review

February 21, 2019

Is the Tangerine Money-Back Credit Card worth it? This is my honest review of the perks and features of the Tangerine Money-Back credit card.

The Tangerine Money-Back Credit Card is easily the one I reach for most in my wallet.

This little orange card has been my go-to ever since it arrived in October 2018. I use it almost exclusively to pay for everything from daily living expenses, like groceries and gas, to bigger items like hotel stays and electronics.

This credit card has treated me well. For my Tangerine Money-Back Credit Card review, I’m sharing what I like most about it, what areas could be improved and my overall take.

(Disclaimer: not sponsored. These are my personal reflections based on my experience using this card. I will share a code later in this post; if you sign up with it, I am eligible to receive a small commission at no cost to you. This will be clearly marked)

How to choose the best credit card for your financial situation

February 19, 2019

How to choose the best credit card for your lifestyle

(Editor’s Note: This post is part two of a three-part series about credit cards (for part one, click here ). Given the topic of these posts, I want to offer a disclaimer: I am not a financial expert. I am simply sharing what has worked with us. If you’re looking for actual advice on credit cards – or anything financial – I recommend speaking to an expert. Personal finance is personal, meaning what works for us might not work for you. Now, on to today’s post)

I didn’t put a lot of thought into choosing my first credit card. In fact, I didn’t put any thought into it at all.

Instead, I did what I am sure many 19 year olds do: filled out the first and only form the teller at the bank gave me and lied when I checked off the box stating I had read the terms and conditions.

I didn’t shop around for better rates, I didn’t take any time to consider the perks associated with the card and I sure didn’t ask any questions.

Writing that makes me cringe now but…I was 19, you know? Thankfully, I have learned a lot over the last 10 years.

In fall 2018, I started thinking about finding a card that could offer better perks. My trusty VISA had served me well over a decade of use, but I wondered if there might be a card out there that would offer a little more in terms of tangible benefits.

After spending some time thinking about what I wanted in a credit card, I started shopping around. Here are some of the things I kept in mind when trying to find the best credit card for my current lifestyle.