A news story circulated online in March.

The article was about coffee — more specifically, it was about a well-known figure in the personal finance world telling readers that spending money on coffee is like throwing away $1 million.

Here’s the link to the full piece if you’re curious. Unsurprisingly, the article got a reaction, with people coming out on both sides of the discussion.

Which is a great thing! We need to have discussions about money. We need to get over this idea that it’s a taboo subject.

So it is in that spirit I’ll say this: I respectfully disagree with the experts on this front. And I promise it’s not just because of my well-documented fondness for coffee.

They have math and numbers to support the position. That’s important. But, in my opinion, they’re missing one important point.

Yes, you can make your money work for you. To some degree, you should make your money work for you — you owe it to your future self.

But that’s not the only purpose of money.