It can happen to anyone: despite the best of intentions, you end up overspending during the holidays.
Even if you’re not a big Christmas person, it can be easy to get swept up in the magic of the season — the lights, the gifts, the delicious seasonal beverages.
It’s wonderful…until January hits and you come face to face with your credit card bill and ask yourself what the heck happened.
There’s good news, though: if you over-extend your budget during the holiday season, it is absolutely possible to get it back on track.
Here are three simple and effective things you can do.Continue Reading