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Our Bill Pickle

real life with (very) real debt

Budget Update: February 2020

March 3, 2020

Our monthly budget update includes 5 highlights from the last month and 3 goals for the month ahead. Here's the update for February 2020.

Our monthly budget update does not change much. 

It is primarily fixed expenses, like rent, phone bills and car insurance, which remain the same month after month.  Even the amount budgeted to our miscellaneous line (more on that here) stays the same most months. 

So instead of giving a line-by-line breakdown for our monthly budget update, I do something a little different.  Each month, I share five highlights from our budget, along with three goals for the month to come.

Here is the update for February 2020.

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Posted by Tara Leave a Comment
Filed Under: Monthly Budget Updates Tagged: debt-free journey, financial goals, financial independence, saving money

Four things I used to believe about debt repayment that I don’t believe anymore

February 11, 2020

Four things I used to believe about paying back debt (that I don't believe anymore)

Paying back debt has been a big part of our lives for the last couple years.

We started our debt-free journey about with about $65K of debt. Fast-forward about three years (give or take a month or two) and we’re working away on our last $30K.

It’s fitting that it’s called the debt-free journey because it has certainly been just that.

It has not always been easy or fun, but it would be fair to say we have learned a lot over the course of our debt repayment. This is especially when it comes to our outlook and ideas regarding money.

Alyssa at Mixed Up Money wrote a post talking about finance tips she once loved, but now doesn’t. I found it really interesting. I agreed with a lot of what she had to say and found her “what to do instead” tips useful.

The post made me think about my own beliefs about personal finance and how they have developed and changed over time.

So, loosely inspired by that post, here’s a look at four things I used to believe about paying back debt that I don’t believe anymore.

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Posted by Tara 4 Comments
Filed Under: Debt Tagged: debt, debt myths, debt repayment, financial independence

Budget Update: January 2020

February 4, 2020

Our monthly budget update includes 5 highlights from the last month and 3 goals for the month ahead. Here's the update for January 2020.

Our monthly budget update does not change much. 

It is primarily fixed expenses, like rent, phone bills and car insurance, which remain the same month after month.  Even the amount budgeted to our miscellaneous line (more on that here) stays the same most months. 

So instead of giving a line-by-line breakdown for our monthly budget update, I do something a little different.  Each month, I share five highlights from our budget, along with three goals for the month to come.

Here is the update for January 2020.

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Posted by Tara 2 Comments
Filed Under: Monthly Budget Updates Tagged: debt-free journey, financial goals, financial independence, saving money

Why estate planning matters (no matter how old you are)

January 23, 2020

Why estate planning matters (not matter how old you are)

There are two things we’re all about here at Our Bill Pickle: keeping it real and sharing this space with those who can provide perspective on financial matters outside our areas of expertise.

Today, Catherine K. Burke from Online Payday Loan Consolidation is here with a guest post sharing how her friend, Alice, benefitted from a family member’s decision to be smart about estate planning.

If estate planning is something you’ve been thinking about — or, if you’re like me, putting off — this is the post for you.

(Interested in guest posting at Our Bill Pickle? Click here for more details!)

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Posted by Tara 2 Comments
Filed Under: Guest Posts Tagged: estate planning, financial independence, financial planning, inheritance

Budget Update: December 2019

January 2, 2020

Our monthly budget update includes 5 highlights from the last month and 3 goals for the month ahead. Here's the update for December 2019.

Our monthly budget update does not change much. 

It is primarily fixed expenses, like rent, phone bills and car insurance, which remain the same month after month.  Even the amount budgeted to our miscellaneous line (more on that here) stays the same most months. 

So instead of giving a line-by-line breakdown for our monthly budget update, I do something a little different.  Each month, I share five highlights from our budget, along with three goals for the month to come.

Here is the update for December 2019.

Continue Reading

Posted by Tara Leave a Comment
Filed Under: Monthly Budget Updates Tagged: debt-free journey, financial goals, financial independence, saving money

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Hi, I’m Tara!

Welcome to Our Bill Pickle, a Canadian personal finance blog. Here, we share the good, the bad and the ugly about real life with (very) real debt.

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